Property deals involve legalities. Registration is one of the most important steps. Without it, ownership is not officially recognized. Earlier, this process was manual. It involved queues, delays, and paperwork. That has changed.
In Maharashtra, you can now register your property online. The system is named IGR e-filing. It is effective, safe, and statewide.
What is IGR E-Filing?
IGR stands for Inspector General of Registration. The e-filing system is designed to reduce physical dependency. Users can now complete most of the property registration process online. You only need to visit the sub-registrar’s office once, for verification and signing.
Every step before that is digital. It includes uploading documents, entering property details, calculating fees, and making payments. It applies to residential, commercial, and agricultural properties.
Why the Shift to Online Matters
The older method involved a lot of manual work. Most people didn’t know the full process and had to rely on agents. That added cost and confusion.
The new method removes guesswork. The IGR e-filing portal gives control back to the buyer and seller. It makes the transaction more transparent. It saves time. It keeps a digital trail. It’s available 24/7.
You don’t need to take leave from work or schedule multiple visits. With proper preparation, the registration can be completed with just one appointment.
How to Create an Account on the IGR Maharashtra Portal
If you’re a first-time user, here’s how to begin:
- Visit the Official Website:
Go to igrmaharashtra.gov.in - Click on ‘E-filing’ Option:
On the homepage, look for the ‘E-Filing’ tab in the top menu and click it. - Select ‘New User Registration’:
Under the login section, click ‘New User Registration’ to create your account. - Fill Basic Details:
Enter your name, mobile number, email ID, and choose a secure password. - Submit and Verify:
Once submitted, you’ll receive a verification email or OTP on your mobile. Confirm to activate the account. - Login:
Return to the E-filing page and log in with your new credentials.
Also, note that you can download the IGR app MySarita from the Play Store and follow the registration process according to the information and steps mentioned in the app.
Getting Started on the IGR Platform
First, visit the official IGR Maharashtra website. It is the only authorized platform for online property registration in the state.
New users must register by submitting their basic details—name, mobile number, email, and password. Once the account is created, log in and select the e-filing option.
You’ll be asked to fill in information about the property. This includes:
- Location (district, taluka, village, or city)
- Property type (residential, commercial, agricultural)
- Area in square meters or feet
- Market value of the property as per the government ready reckoner rates
This information must match your agreement.
Uploading the Documents
After filling in the property particulars, the portal will ask you to attach supporting documents. These should be clearly scanned. Illegible or trimmed documents may slow down the process.
Here’s what you’ll need:
- Sale deed or agreement to sell
- Property card or 7/12 extract
- Government-issued ID (PAN, Aadhaar)
- Proof of address (utility bill, ration card, etc.)
- Latest property tax receipts
- Stamp duty and registration payment receipts
All uploads should be in readable PDF or JPEG format.
Calculating and Paying Stamp Duty
The system has a stamp duty calculator. It estimates the amount using property location and market value. This will guarantee that you are not overpaying or underpaying.
When it is calculated, you will be able to pay the sum on the platform. It accepts UPI, net banking, and cards. The confirmation is created on the spot.
Registration Fees and Final Appointment
The registration fee comes next after the stamp duty. The size is based on the nature and worth of the property. This is also paid online.
After submitting all the documents and payments, make an appointment with the closest sub-registrar. This is the one and only occasion that both parties are required to appear in person. Carry original documents to be verified.
The registrar verifies the transaction after signing. A receipt is produced. You may save it as a record. The registered document will be available on the portal to be accessed any time.
Required Documents Checklist
Keep this ready before you begin:
- Sale agreement or sale deed
- 7/12 extract or property card
- PAN and Aadhaar
- Address proof (utility bill, ration card, etc.)
- Property tax receipt
- Stamp duty and registration fee payment slips
Missing any of these can lead to rejection or delay. Double-check before uploading.
Comparing E-Filing with Traditional Filing
Traditional filing meant visiting multiple offices. It involved brokers. It created room for error.
E-filing removes these pain points. You handle everything directly. You know exactly what you’re paying for. You get status updates. You don’t rely on anyone else.
In semi-urban or rural areas, traditional methods may still be common. But in most cities and towns across Maharashtra, IGR e-filing is becoming the default choice.
Why IGR E-Filing Works
It simplifies the experience. That’s why more people are choosing it.
- You don’t need to rely on agents
- You save multiple days of effort
- You can make secure payments directly
- You store all records digitally
- You stay informed at each step
No waiting. No miscommunication. Just a proper record of the transaction.
Funding the Purchase
The majority of purchasers do not acquire the property by paying the full price at the time of purchase. They utilize home loans. That divides the expense into easy EMIs. It assists in financial planning. It also has tax advantages in 80C and 24(b).
Use our loan calculator to determine your eligibility. Know the terms of repayment. To calculate the monthly outflow, use EMI calculators. Look at the check processing time and hidden fees. Select a loan after comparing all terms.
Loan approval and registration process go hand in hand. Have your sale agreement and ID documents handy on both.
The Shift Toward Digital Records
E-filing is part of a larger shift. The goal is to make land and property transactions transparent and corruption-free.
With digital registration, buyers get cleaner titles. Future disputes are reduced. Property resale becomes easier. Banks prefer it. So do legal teams.
Having access to your property documents at any time adds another layer of security. You don’t need to store physical copies long-term.
It also supports urban planning and taxation. Authorities get cleaner data, and policies can be based on actual records, not estimates.
Final Thoughts
If you’re buying property in Maharashtra, online registration is no longer optional. It’s the standard. It is secure, structured, and reliable.
By using the IGR e-filing platform, you cut down on effort. You remove guesswork. You finish everything faster.
To make the process even smoother, choose a builder who understands the system. Someone who supports you during the paperwork. Someone who simplifies the experience.
Naiknavare Developers does that. We focus on transparency, documentation, and customer ease. From agreement to registration, we guide you through each step. No shortcuts. No delays. Just a clear, honest process.
Start with the IGR portal. Prepare your documents. Book your appointment. And register your property the right way.